Cams and Property Management Firms
Insurance coverage for CAMs and Property Management firms may include:
- General Liability – protects you from bodily injury claims within your office and damage to another’s property, also known as “slip and fall” coverage
- Commercial Property – helps you to pay for repairs or replacement of your covered property, including artwork, computers, etc., from a fire, storm or covered event
- Property Manager Professional Liability insurance – covers you if a client alleges you were negligent or failed to perform contracted duties
- Cyber Liability – covers your liability for a data breach in which confidential information is exposed or stolen
COA's and HOA's
Community association insurance coverages may include:
- General Liability – protects you from bodily injury claims and damage to another’s property, also known as “slip and fall” coverage
- Commercial Property – helps you to pay for repairs or replacement of your property from a fire, storm or covered event
- Crime – helps protect you in the event of vandalism, theft or board member dishonesty
- Directors & Officers – covers property managers and board members against disputes due to Board action
- Cyber Liability – covers your liability for a data breach in which personal information is exposed or stolen
- Umbrella – extra liability insurance designed to protect you from major claims and losses
- Lessor’s Risk – “Landlord’s insurance” providing liability and property coverage for building owners who lease their buildings
General Liability
General liability insurance can protect you from bodily injury claims, as well as, damage you may cause to someone else’s property. It’s frequently called “slip and fall” coverage. It generally does not cover you, your employees or your property. Every insurance policy is unique to you and the company providing coverage, so discuss the details with your Cardinal Insurance agent.